If you’re moving money between Australia and Vietnam, the AUD to VND rate determines whether you keep or lose thousands of dong on every transfer. Rates swing by hundreds of points between providers — most people discover the gap only after the money lands. This guide pulls real-time data from Wise, Xe.com, Revolut, and specialist remittance services so you can see exactly what you should be getting, and where the gaps actually are.

4 related posts

1 AUD to VND: 18,756 (Xe.com mid-market) · Wise 100 AUD: 1,843,100 VND · OFX Live: 18,782.66 · Range (90-day): 17,407 – 18,897

Quick snapshot

1Confirmed facts
  • 1 AUD = 18,431 VND mid-market (Wise)
  • 1 AUD = 18,756.4 VND mid-market (Xe.com)
  • 1 AUD = 18,858.43 VND (Revolut)
2What’s unclear
  • Exact Vietcombank AUD buy/sell spread not publicly available
  • Precise fees per provider not quantified across all platforms
  • Real-time rates for CommBank and ANZ not in current dataset
3Timeline signal
  • Xe 90-day range: 17,407.53 – 18,673.58 (Xe.com)
  • Wise 90-day high: 18,897.80, low: 17,740.40 (Wise)
  • OFX rate timestamped Apr 18, 2026, 1:35 AM CUT (OFX)
4What’s next
  • Check live rate before initiating transfer — rates shift intra-day
  • Specialist providers (Wise, OFX, Instarem) consistently beat bank street rates
  • High-volume transfers (5,000+ AUD) show rate spread differences most clearly

The pattern: for anyone sending regular payments to Vietnam, the choice of provider compounds into significant VND differences over time.

Provider 1 AUD to VND 100 AUD to VND Source
Xe.com mid-market 18,756.4 1,875,640 Xe.com
Wise mid-market 18,431 1,843,100 Wise
OFX live rate 18,782.66 1,878,266 OFX
Instarem 18,598.48 1,859,848 Instarem
MyCurrencyTransfer 18,551.70 1,855,170 MyCurrencyTransfer
Revolut 18,858.43 1,885,843 Revolut
Xe 7-day high 18,673.58 1,867,358 Xe.com
Xe 90-day low 17,407.53 1,740,753 Xe.com
Wise 90-day high 18,897.80 1,889,780 Wise
Wise 90-day low 17,740.40 1,774,040 Wise

What is 50 AUD to VND?

At the mid-market rate of 18,756.4 VND per Australian dollar, 50 AUD converts to approximately 937,820 VND. The exact figure shifts slightly depending on which provider you use — Wise’s rate of 18,431 produces around 921,550 VND for the same 50 AUD, while Revolut’s 18,858.43 rate yields closer to 942,922 VND.

  • 50 AUD at Wise mid-market: ~921,550 VND
  • 50 AUD at Xe.com: ~937,820 VND
  • 50 AUD at Revolut: ~942,922 VND
  • 7-day range: 18,287.92 – 18,673.58 VND per AUD

What this means: a difference of just 21,000 VND on a 50 AUD transfer sounds minor until you scale it up — the same percentage gap on 5,000 AUD becomes a gap of over 2 million VND.

What is 100 AUD to VND?

The 100 AUD benchmark is the most-searched conversion for AUD to VND, and it’s where provider gaps become financially meaningful. Xe.com shows 1,875,640 VND at the mid-market rate of 18,756.4. Wise, which uses the mid-market rate without markup, quotes 1,843,100 VND — that’s 32,540 VND less, which reflects Wise’s zero-markup model rather than a worse rate.

Why this matters

A 32,000 VND gap on 100 AUD looks small, but on a 10,000 AUD remittance (common for family support payments from Australia to Vietnam), that gap compounds to roughly 3.2 million VND. Choosing the right provider is not a rounding error — it’s real money.

  • Xe.com 100 AUD: 1,875,640 VND (mid-market rate)
  • Wise 100 AUD: 1,843,100 VND (mid-market, no markup)
  • OFX 100 AUD: 1,878,266 VND (live rate Apr 18, 2026)
  • Instarem 100 AUD: 1,859,848 VND
  • MyCurrencyTransfer 100 AUD: 1,855,170 VND

The implication: OFX and Xe.com tend to quote higher VND figures, but that can include transfer fees baked into the offer. Wise and Instarem often deliver more net VND to the recipient because they separate the exchange rate from the transfer fee.

What is 1,000 AUD to VND?

Multiplying the mid-market rate of 18,756.4 by 1,000 AUD gives 18,756,400 VND — but the real story is how providers diverge at this scale. Instarem delivers 18,598,480 VND, while Revolut’s rate of 18,858.43 produces 18,858,430 VND. That’s a spread of roughly 260,000 VND between the two, just on 1,000 AUD.

  • 1,000 AUD at Wise (18,431): 18,431,000 VND
  • 1,000 AUD at Xe.com (18,756.4): 18,756,400 VND
  • 1,000 AUD at Revolut (18,858.43): 18,858,430 VND
  • 1,000 AUD at Instarem (18,598.48): 18,598,480 VND
  • 1,000 AUD at OFX (18,782.66): 18,782,660 VND

What this means: if you’re sending regular monthly amounts to family in Vietnam, picking a provider that saves even 100,000 VND per 1,000 AUD transfers means over 1 million VND extra per year — enough to cover a month of living expenses in many parts of Vietnam.

What is 5,000 AUD to VND?

At 5,000 AUD, the math gets serious. Using Xe.com’s mid-market rate of 18,756.4, that’s 93,782,000 VND. At Revolut’s 18,858.43, the same 5,000 AUD becomes 94,292,150 VND. At Wise’s 18,431, it’s 92,155,000 VND. The total spread across these three providers is over 2.1 million VND on a single transfer.

  • 5,000 AUD at Wise: 92,155,000 VND
  • 5,000 AUD at Xe.com: 93,782,000 VND
  • 5,000 AUD at Revolut: 94,292,150 VND
  • 5,000 AUD at OFX: 93,913,300 VND
  • 5,000 AUD at Instarem: 92,992,400 VND
  • 30-day range: 18,132.04 – 18,673.58 VND per AUD
The catch

Higher rates quoted don’t always translate to more money received. Some providers advertise a favorable exchange rate but charge flat transfer fees that erode the gain on amounts below 5,000 AUD. Always calculate the all-in cost before committing.

What is 20,000 AUD to VND?

For bulk exchanges, the 20,000 AUD level is where individual provider decisions carry the most weight. At Xe.com’s mid-market rate of 18,756.4, that’s 375,128,000 VND. Using Revolut’s 18,858.43 rate gives 377,168,600 VND. The same 20,000 AUD at Wise’s 18,431 produces 368,620,000 VND, with OFX at 375,653,200 VND.

  • 20,000 AUD at Wise: 368,620,000 VND
  • 20,000 AUD at Xe.com: 375,128,000 VND
  • 20,000 AUD at Revolut: 377,168,600 VND
  • 20,000 AUD at OFX: 375,653,200 VND
  • 90-day volatility: 0.61% per Xe.com data

The implication: for large transfers above 10,000 AUD, it pays to compare at least three providers and check whether the quoted rate includes or excludes transfer fees. The difference between the best and worst offer on 20,000 AUD can exceed 8 million VND.

The trade-off

Providers like Wise and Revolut promote fee-free exchanges, but they make money on the exchange rate spread rather than explicit charges. OFX and Instarem may charge a flat fee but offer rates closer to mid-market. For transfers above 5,000 AUD, the fee-inclusive versus fee-exclusive model can swing outcomes by millions of dong.

Amount (AUD) Wise (VND) Xe.com (VND) Revolut (VND) OFX (VND)
50 AUD 921,550 937,820 942,922 939,133
100 AUD 1,843,100 1,875,640 1,885,843 1,878,266
1,000 AUD 18,431,000 18,756,400 18,858,430 18,782,660
5,000 AUD 92,155,000 93,782,000 94,292,150 93,913,300
20,000 AUD 368,620,000 375,128,000 377,168,600 375,653,200

How do specialist providers compare to banks?

Specialist remittance services consistently outperform traditional banks on AUD to VND transfers, according to provider comparisons from MyCurrencyTransfer and OFX. The gap exists because banks apply a markup to the mid-market exchange rate — typically 1–3% — to generate revenue on foreign exchange transactions.

“Get bank-beating foreign currency exchange rates with OFX.”

— OFX (money transfer provider)

“Wise is the international account for sending, spending and converting money like a local.”

— Wise (fintech exchange platform)

Wise explicitly states it uses the mid-market rate without markup. MyCurrencyTransfer, which compares FCA-regulated providers against bank rates, shows Wise and OFX consistently closer to the mid-market figure than retail banking channels.

  • Wise: mid-market rate, no markup (verified on Wise converter page)
  • OFX: live rate 18,782.66, claims bank-beating advantage
  • Banks: markup typically 1–3% above mid-market
  • XTransfer and TopMoneyCompare confirm specialist providers beat street rates for AU to VN transfers

The catch: Vietcombank and other Vietnamese bank rates were not publicly available in the current dataset. The absence of official bank rates makes direct bank-versus-specialist comparisons incomplete for this article.

What drives AUD to VND rate changes?

The AUD to VND exchange rate reflects multiple economic forces simultaneously. The Australian dollar moves with commodity prices (Australia is a major resource exporter), Reserve Bank of Australia (RBA) monetary policy, and global risk sentiment. The Vietnamese dong is managed against the US dollar under the State Bank of Vietnam’s controlled float system, which means AUD to VND indirectly tracks USD/VND policy as well.

  • RBA cash rate decisions influence AUD strength
  • USD/VND managed float affects VND indirectly
  • Commodity cycle shifts (iron ore, coal) move AUD
  • Trade flows between Australia and Vietnam add directional pressure
  • Xe 7-day volatility: 0.81%; 30-day: 0.75%; 90-day: 0.61%
Rate volatility note

The 90-day trading range of 17,407.53 to 18,897.80 VND per AUD means the rate has swung by over 1,490 points in three months. For someone sending 5,000 AUD monthly, that’s a potential difference of over 7 million VND depending on timing. Rates fluctuate due to global markets — check live before converting, as multiple sources emphasize.

The pattern: volatility creates both risk and opportunity. Timing a transfer at the right moment within the 90-day range can mean receiving an extra 7+ million VND on a single 5,000 AUD transfer.

Bottom line: The AUD to VND rate currently ranges from 18,431 to 18,858 VND per Australian dollar across verified specialist providers. For anyone sending money from Australia to Vietnam, the choice of provider determines whether recipients receive 18.4 million or 18.9 million VND per 1,000 AUD transferred — a gap of over 400,000 dong that specialized services consistently close in favor of the customer.

Related reading: Australian Gold Price Today

Additional sources

xe.com, travelex.com.au, xtransfer.com, smoney.com.au, westernunion.com

Live AUD to VND rates from Xe and Wise hover near 18,500 dong per dollar, with provider comparisons detailed in 1 AUD to VND rates much like those for larger transfers.

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Frequently asked questions

What is the current AUD to VND exchange rate?

As of April 2026, the mid-market rate stands at approximately 18,756 VND per AUD according to Xe.com data. Individual providers vary: Wise quotes 18,431, Revolut shows 18,858.43, and OFX’s most recent live rate was 18,782.66 on April 18, 2026.

What factors influence the AUD/VND rate?

The Australian dollar responds to RBA monetary policy, commodity price cycles (especially iron ore and coal), and broader risk sentiment in global markets. The Vietnamese dong is managed against the USD under the State Bank of Vietnam’s controlled float, making AUD/VND indirectly sensitive to USD/VND policy as well. The 90-day range of 17,407–18,898 VND shows the rate swings by over 1,490 points depending on these factors.

Where can I find official bank rates for AUD to VND?

Vietcombank and other Vietnamese commercial bank rates for AUD were not publicly available in the current dataset. Specialist providers like Wise, OFX, Instarem, and Revolut publish their rates publicly. MyCurrencyTransfer offers comparison across FCA-regulated providers for Australia to Vietnam transfers.

How does AUD/VND compare to USD/VND?

The USD/VND rate is managed more tightly by the State Bank of Vietnam through its crawling peg system, making it more stable than AUD/VND. The Australian dollar is a higher-volatility currency, which is why AUD/VND shows a wider trading range (17,407–18,898 over 90 days) compared to more controlled USD/VND movements.

What are the best apps for AUD to VND conversion?

Based on verified rates, the strongest performers for AUD to VND are Wise (mid-market rate with no markup), Revolut (fee-free exchanges), OFX (live rates with bank-beating claims), and Instarem (specialist remittance for AU to VN). Xe.com serves as a reliable cross-check for mid-market benchmarks.

Does the rate change daily?

Yes. Xe.com data shows 7-day volatility of 0.81% and 30-day volatility of 0.75% for AUD/VND. The 90-day trading range spans 17,407.53 to 18,897.80 VND per AUD. Rates shift intra-day as global markets move, which is why checking live rates before initiating a transfer matters.

Are there fees for AUD to VND transfers?

Fees vary by provider model. Wise and Revolut typically charge no explicit transfer fee but embed a margin in the exchange rate. OFX and Instarem may charge a flat transfer fee but quote rates closer to mid-market. For transfers above 5,000 AUD, the fee-inclusive versus fee-exclusive structure can swing total received VND by millions of dong — always calculate the all-in cost.